Kentucky Life Insurance Coverage

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Life Insurance Coverages

Life Insurance

Life Insurance in Kentucky

In Kentucky, there are numerous laws on the books to protect consumers when it comes to life insurance. If you're curious about these protections and how they benefit you, you can call us at Justice Couch Insurance to find out more.

Life Insurance Grace Period

One of the consumer protections in Kentucky is to grant insurance policyholders a 30-day grace period for their payments. This allows you to keep your policy intact even if you are a couple of weeks late on the payment. During this grace period, the insurance company is unable to cancel the policy or to deny anyone the coverage of that policy.

Guaranteed Benefits

Kentucky has an important entity called the Kentucky Life Insurance Guaranty Association. With this group in place, you are guaranteed your life insurance coverage, even if the insurance company goes out of business. This guarantee is in force as long as the company is licensed in Kentucky and your policy payments are up-to-date. This is another layer of protection that your Kentucky life insurance policy will get you.

A Universal Need for Insurance

Like health and homeowners' or renters' insurance, virtually everyone needs life insurance. It's an important part of protecting the financial future of your family. Even for those who aren't the breadwinner of the family, they will still have final expenses and medical bills that have to be taken care of. And with policies guaranteed by the state, it's an important need that is certain to pay out when it is needed.

Call For Your Insurance Appointment

If you need an insurance policy, or you'd like a different policy from the one you have now, call us at Justice Couch Insurance for an appointment. We can show you different policies from different companies and let you choose the perfect one for you and your family.

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